ProjectionLab Tool
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Houses count towards the Net Worth.
However, they don't count as Liquid Net Worth.
So you have either metric to look at. And you can you can interrogate the results, and make any adjustments you want after the fact, in terms of how you think about your ending net worth.
PL doesn't try to enforce an opinion on this, it attempts to present the information as plainly as possible. š
There's no inherent expectation built in to Chance of Success related to selling your home. If you enable the option on your home to "Liquidate If Necessary" the simulation will do that, but only if you instruct it. If you choose to use this option, you should watch the Housing Assets video and Chance of Success video, and make sure you've configured a corresponding Rent Expense to kick in if/when your primary residence is liquidated in this fashion.